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Keywords Altman Z-Scrore Application of Financial Statements, SAK-EMKM, MSMEs, Laundry Audit Quality BEI, E-IPO, Return Bankruptcy Budget Performance Analysis, Variance Analysis, Growth Analysis, Harmony Analysis, Efficiency Analysis Corporate Social Responsibility, financial performance, reputation Dividend Policy, Corporate Governance, Financial Distress & Gender Diversity Executive Characteristics Financial Ratio, Financial Performance, Analysis Of The Rational Relations, Company’s Work Metters Good Corporate Governance Investment Decision. Investors Kebijakan Fiskal, Mitigasi Risiko, Strategi Risiko Pemerintah, Systematic Literature Review Laporan Keuangan, SAK EMKM, UMKM MSMEs, SAK EMKM, Implementation, Financial Statements Rasio Keuangan, Kinerja Perusahaan, Boikot Tarif, Biaya Operasional Kendaraan, BEP blockchain, teknologi, innovation diffusion theory modal usaha, pengetahuan kewirausahaan transformasi digital, digitalisasi, strategi, potensi ekonomi, UMKM